.nc-skip{position:absolute;left:-9999px;top:0;background:#1464a5;color:#fff;padding:10px 16px;z-index:9999}
.nc-skip:focus{left:0}
.nc-bar{background:#072146;color:#fff;font-size:13px}
.nc-bar__in{max-width:1120px;margin:0 auto;padding:8px 20px;display:flex;gap:18px;flex-wrap:wrap}
.nc-bar a{color:#c9d6e4;text-decoration:none}
.nc-bar a:hover{color:#fff;text-decoration:underline}
.nc-head{background:#fff;border-bottom:1px solid #e6ebf0}
.nc-head__in{max-width:1120px;margin:0 auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.nc-logo{font-weight:800;font-size:22px;color:#072146;letter-spacing:-.02em;text-decoration:none}
.nc-logo span{color:#1464a5}
.nc-nav{display:flex;gap:18px;flex-wrap:wrap;font-size:15px}
.nc-nav a{color:#3b4a5a;text-decoration:none;font-weight:500}
.nc-nav a:hover{color:#1464a5}
.nc-crumbs{max-width:1120px;margin:0 auto;padding:12px 20px;font-size:13px;color:#66757f}
.nc-crumbs ol{display:flex;gap:8px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.nc-crumbs a{color:#1464a5;text-decoration:none}
.nc-crumbs li+li::before{content:"›";margin-right:8px;color:#a8b4bd}
.nc-hero{background:linear-gradient(135deg,#072146 0%,#1464a5 100%);color:#fff;padding:48px 20px;margin-bottom:32px}
.nc-hero__in{max-width:820px;margin:0 auto}
.nc-hero h1{font-size:clamp(27px,4vw,40px);line-height:1.15;margin:0 0 14px;font-weight:800}
.nc-hero p{font-size:18px;line-height:1.6;margin:0 0 24px;color:#dbe6f0;max-width:640px}
.nc-cta{display:inline-block;background:#fff;color:#072146;font-weight:700;padding:14px 28px;border-radius:6px;text-decoration:none}
.nc-cta:hover{background:#e8eff6}
.nc-main{max-width:820px;margin:0 auto;padding:8px 20px 64px}
.nc-main h2{font-size:clamp(22px,3vw,29px);color:#072146;margin:44px 0 14px;line-height:1.25}
.nc-main h3{font-size:18px;color:#072146;margin:26px 0 8px}
.nc-main p,.nc-main li{font-size:16px;line-height:1.7;color:#3b4a5a}
.nc-main ul,.nc-main ol{padding-left:22px}
.nc-main li{margin-bottom:8px}
.nc-main a{color:#1464a5}
.nc-note{background:#f3f7fb;border-left:4px solid #1464a5;padding:16px 18px;margin:24px 0;font-size:15px;color:#3b4a5a}
.nc-faq details{border-bottom:1px solid #e6ebf0;padding:14px 0}
.nc-faq summary{font-weight:700;color:#072146;cursor:pointer;font-size:16px;list-style:none}
.nc-faq summary::-webkit-details-marker{display:none}
.nc-faq summary::before{content:"+ ";color:#1464a5;font-weight:800}
.nc-faq details[open] summary::before{content:"− "}
.nc-faq p{margin:10px 0 0;font-size:15px}
.nc-links{margin-top:48px;border-top:1px solid #e6ebf0;padding-top:24px}
.nc-links h2{font-size:18px;margin:0 0 14px}
.nc-links ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:10px}
.nc-links li{margin:0}
.nc-links a{display:block;background:#f3f7fb;padding:12px 14px;border-radius:6px;text-decoration:none;color:#1464a5;font-weight:600;font-size:14px}
.nc-links a:hover{background:#e3edf7}
.nc-meta{font-size:13px;color:#66757f;margin-top:40px;border-top:1px solid #e6ebf0;padding-top:16px}
.nc-foot{background:#072146;color:#c9d6e4;padding:32px 20px;font-size:14px}
.nc-foot__in{max-width:1120px;margin:0 auto;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.nc-foot a{color:#c9d6e4;text-decoration:none}
.nc-foot a:hover{color:#fff}
@media (max-width:640px){.nc-nav{display:none}.nc-hero{padding:32px 20px}}